There are several different restrictions and rules that come with a credit card, make sure that you understand the ones that come with the card that you get.

Anybody that is at least 18 years old can apply for a Chase credit card. There are credit cards that are for anybody. You will be able to find cards for people with bad or no credit to cards that are for people with excellent credit. Whatever your credit status may be, you will be able to find a credit card that will work for you.

Even if you do not plan on using your credit card often, it is a good thing to have. Many people have them just so that they can keep their credit at a good place. You can simply use it monthly on a small something here and there and pay it all off at the end of the month.

You can use it for emergencies only, say if you need to get something on your car fixed and it is in between pay checks. Whatever the reason, you will find that anybody can benefit from a chase credit card.